A loan of $575 helped to purchase additional seeds, seedlings & young crops to raise.

Apineru's story

Apineru V. is a 26-year-old woman living in the town of Nonoa. She is single and does not have any chlidren. To make a living, Apineru owns & operates a business venture in the agriculture sector raising crops. The main source of income for the business comes from planting & harvesting bananas for sale. Apineru has been engaged in this business for over 3 years and earns approximately 300 WST a month from these activities.

In 2007, Apineru joined SPBD to gain access to financial services to help improve her living situation and ability to engage in business activities. Apineru has successfully repaid a previous loan of 750 WST from SPBD. This previous loan was used to purchase harvesting equipment. Apineru is now requesting a new loan of 1500 WST, which will be used to purchase additional seeds, seedlings & young crops to raise. The loan will be the 2nd loan taken out by the borrower from SPBD. Apineru plans to use the additional revenue generated from the business to improve and expand her business.

About SPBD:

SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self-esteem.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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