A loan helped to install new energy-saving windows, change plumbing and water pipes, and insulate the house.


Margarita's story

Margarita is married and has two children. She works in the greenhouse business. Her business is going well, and Margarita makes a profit and spends it on the current needs of her family.

Margarita is asking for a loan to repair her home. She also wants to change out the windows, water supply, sewage, and also to insulate the house. This will help not only to improve her housing conditions, but also to keep warm in winter and therefore, to save money on heating. Margarita thanks the Kiva lenders for their help to better the living conditions of her family.

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Translated from Russian by Kiva volunteer Susan Vdovichenko.


This loan is special because:

It helps families improve their living conditions and reduce energy consumption.



Loan details


Lenders and lending teams




Loan details