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Ludmila is married and has two adult sons. She sells clothing at the local open market. Ludmila has been in this business for 10 years. Large experience helps her to choose the right goods that sell well. Ludmila would like to borrow 17,000 UAH to purchase inventories for the fall. Ludmila enjoys being in sales and dreams to open a small shop in her town.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 8.6
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,975 helped Ludmila to purchase inventories for the fall.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 5, 2009
Sep 3, 2009
Currency Exchange Loss:
Mar 15, 2010