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Maselina T. is a 32-year-old woman living in the town of Faala 2. She is married and has three school-aged children. To make a living, Maselina owns and operates a business venture in the agriculture sector raising crops. The main source of income for the business comes from planting and harvesting fruits and vegetables for sale. Maselina has been engaged in this business for over six years and earns approximately 600 WST a month from these activities.

In 2008, Maselina joined Kiva partner, SPBD, to gain access to financial services to help improve her living situation and ability to engage in business activities. Maselina has successfully repaid a previous loan of 750 WST from SPBD. This loan was used to purchase additional seeds, seedlings and young crops to raise. Maselina is now requesting a new loan of 1000 WST, which will be used to purchase general farm supplies and equipment. The loan will be her second from SPBD. Maselina plans to use the additional revenue generated to improve and expand her business.

About SPBD

SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self-esteem.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 32
    View loans »
    Samoa Loans Fundraising
  • $8,468,125
    Funds lent in using Kiva
  • 2.6
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Maselina to purchase general farm supplies and equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 14, 2009
Sep 3, 2009
Currency Exchange Loss:
Sep 15, 2010