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Peace Group
In this Group: Ophelia, Abena, Akosua, Ama, Yaa, Sarah
Ophelia is 38 years old and married with two children who are both in school. She has been selling food for the past eight years to take care of her family. She sells gari with beans together with ripe plantain in the community school.

Gari and beans is enjoyed by many Ghanaians because it contains lots of protein and it is also affordable. (Gari is fried grated cassava root.)

Ophelia's business is doing well because of her good relationships with people. She wants a loan to restock her inventory of gari, plantain, beans, charcoal, red oil and so on. It is also her dream to save more from her business proceeds in order to take care of the children's schooling.

She is the leader of a trust bank group called ‘Peace’. She is the one sitting in the group photograph. Most of the members of this group are petty traders, food vendors etc. In this group, members guarantee for one another as social collateral to access the loan and peer pressure to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $12,624,300
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Peace Group's $2,400 loan helped a member to buy food stuffs like gari, plantain, beans etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 21, 2009
Sep 2, 2009
Currency Exchange Loss:
Apr 15, 2010