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Daisy L. hails from the town of Jala-jala, Rizal province in the Philippines. She is the 30-year-old mother to two: a boy and a girl. She is happily married to Rally, 33 years old who is a jeepney (jeep used as public utility vehicle) driver. Daisy dreams of nothing but to give her children a decent life.

In the midst of crises in the world nowadays, poor countries like the Philippines are badly affected and for Daisy to depend on the meager income of her husband is not enough to sustain the needs of her family. In 2003, she decided to join ASHI (Ahon sa Hirap, Inc.), an MFI and Kiva partner in the Philippines. When she received her previous loans, she invested them in the maintenance of their jeepney as her primary business and part of the loans went to sewing as her secondary business. Both of her businesses ran smoothly and she is happy receiving a good income that she knows can sustain the needs of her family.

Now on her 6th loan, Daisy proposes a loan of PHP 20,000 to pay for four tires and overhauling of the engine, including labor expenses. Some of the amount will serve as rolling capital for her sewing business. She believes that, since the use of jeepneys as a means of transportation in the town and in the province is a must, her transportation business will grow. She dreams of sending her children to school, of buying a house and lot and of entering into a tire business.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 489
    View loans »
    Philippines Loans Fundraising
  • $69,648,700
    Funds lent in using Kiva
  • 48.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Daisy to pay for four tires, overhauling of the engine and labor expenses for her husband's jeepney.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 19, 2009
Sep 1, 2009
Currency Exchange Loss:
Sep 15, 2010