A loan of $3,425 helped a member to buy corn, eggs and chicken to sell.


El Cenizal Group's story

Quetzaltenango is the 2nd largest city in Guatemala and it is also known by its indigenous names of “Xelaju” or “Luna de Xelaju.” The Friendship Bridge Trust Bank group “El Cenizal," was formed here by 7 women. The women sell traditional delicious snack type foods, secondhand clothing and chicken meat. Other ladies have convenience stores. They are excited to begin their 1st loan cycle with Kiva.

The President of the Trust Bank is 51 year old Norma who has a bookkeeping certificate. Together with her husband, she has been able to educate her 4 children through their secondary studies--they are all over the age of 17.

Norma sells chicken by the pound, as well as traditional regional foods like corn “tamales” and potato “paches” made of meat and tomatoes. She has had her business for a number of years and is determined to expand it. Due to the high popularity of her delicious food items, Norma is requesting a loan to buy corn, eggs and chicken.

On a monthly basis, Norma calls the meetings of the Trust Bank to order. The ladies make payments on their loans and then participate in educational trainings, part of the “Microcredit Plus” program of loans and education. They learn how to manage their small businesses successfully with information about planning and investing, care for their families and themselves. The sessions about health, hygiene, nutrition, self esteem and empowerment are especially important.

Kiva investors are highly valued in this effort. Thank you!

In this group: Norma Reina , Delmi Rosmery , Maria Julieta , Luckesia Maydely , Rosa Odilia , Magdalena Carmelita , Gladys Guadalupe


This loan is special because:

Clients receive in-depth trainings on business, health, over-indebtedness, and self-esteem.



Loan details


Lenders and lending teams




Loan details