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Odo Ne Biakoye Group
In this Group: Comfort, Theresa, Comfort, Elizabeth, Mary, Vivian, Dora, Mercy, Joyce
Comfort is 31 year old she is married and mother of two kids who are currently in school. She is very supportive in taking of her kids in school. She operates a seamstress shop and started this business ten years ago. She is currently having four apprentices who are learning skills and experience for their future career. She sews all forms female wears with various kinds of styles like kaba and slit, wedding dress, funeral clothes, school uniforms, traditional wears etc. She wants to use the loan to buy more sewing materials like linen, threads, thimbles, etc. to increase her output and efficiency. She hopes to increase savings to support the kids in school.

She is the leader of a trust bank group called ‘Odo Ne Biakoye’ which means Love and Oneness. She is the one sitting in the group photograph. Most of the members in this group are petty traders, food vendors and farmers etc. In this group, members guarantee for one another as social collateral to access the loan and peer pressure to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $12,527,300
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Odo Ne Biakoye Group's $3,575 loan helped a member to buy more sewing material like linen, threads, thimbles, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 11, 2009
Sep 15, 2009
Currency Exchange Loss:
Mar 26, 2010