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Kathya De La Cruz
View original language description ↓
Kathya de 29 años de edad es soltera, no tiene hijos, vive junto a su mamá, quien le dio un pequeño terreno para construir un cuarto el cual tiene bien acondicionado, repellado y el techo con perlines gracias a los creditos que AFODENIC le ha brindado, actualmente esta solicitando su 4to credito para continuar mejorando su cuarto pintandolo, reparando el baño y los perlines que no quedaron bien ajustados y cuando llueve se le moja un poco. El mayor sueño de Kathya es poder tener su cuarto con lo necesario para cuando ella se case y tenga sus hijos ofrecerles una vida digna.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Kathya De La Cruz pintar su cuarto, reparar el baño y perlines.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Aug 27, 2009
Sep 1, 2009
Currency Exchange Loss:
Aug 15, 2010