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Andrea A., 53, lives in Maricaban, Pasay City. Her husband Felipe, 54, is a kitchen attendant. They have two children, one of whom passed away last year.

Andrea is selling assorted RTW (ready-to-wear) clothing. Her business is very new. She started five months ago but has already earned back her investment, despite still grieving for a lost child. She now earns $260 a month from selling clothes.

She has been a member of the Kiva field partner, the Center for Community Transformation (CCT) Credit Cooperative, for five years. She has finished repaying her previous loan with CCT and is requesting a new loan in the amount of P10,000 as additional capital for her clothing business.

Andrea dreams of owning a stall inside a shopping mall. She also hopes to purchase a farm lot in the future where she can plant vegetables and fruit trees.

About CCT

The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ.

CCT is a member of the Five Talents family.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 363
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 48.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Andrea additional capital for her clothing business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Aug 10, 2009
Aug 29, 2009
Currency Exchange Loss:
Dec 15, 2009