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Mr. Hot H. is 44 years old and works as a small fisherman in Siem Reap Province. He earns about $4/day at this job, but 2 of his sons also work to supplement the family income. One son is a construction worker, and another works in a massage shop. Mr. Hot H. pays for his sons to get to work everyday, but this is too expensive to keep up. He will use this loan to buy a motorbike that his sons can use to get to and from work. He knows that this will be a much cheaper option in the longrun.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 206
    View loans »
    Cambodia Loans Fundraising
  • $39,926,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Hot to purchase a motorbike to transport his children to and from work.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 16, 2007
Jul 2, 2007
Currency Exchange Loss:
Jun 17, 2008