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Inez Q. is a single woman from Hacienda Sandra, Bato, Brgy. Odiong, Moises Padilla, Negros Occidental. She just turned 60.

In 1998, she joined NWTF-Project Dungganon because she needed capital to sustain her farm. When she received her first loan of PHP 3,000, she used some of it to buy fertilizer and the balance she used to buy milled rice to resell, which enabled her to have a cash flow to pay for her weekly dues.

On her third loan, she bought a breeding sow and farmed out the piglets to her neighbors to raise, splitting the profits with them. Now she has five breeding sows and her arrangement with her neighbors has proven to be a lucrative venture for all involved. Over the years, she expanded her farming venture and her rice business continues to flourish. Inez is such a dedicated member that she has won the best member award several times.

Now on her 14th loan, Inez is borrowing PHP 18,000 to buy seeds to grow on her farm.

As a single woman, Inez is working hard while she is able so that she will be financially secure and independent in her golden years.

In the picture, Inez is shown standing on the drying platform of newly harvested rice, which is usually sun-dried before it is sent to the rice mill.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation, Inc. has answered the calling of not just a few but thousands of women. Through the alleviation program, these women have progressed from earning less than a measly $1 a day to surpassing the realities beyond their dreams. They have learned to live a life where they can finally be called honorable. This is Project Dungganon.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 469
    View loans »
    Philippines Loans Fundraising
  • $69,677,850
    Funds lent in using Kiva
  • 48.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Inez seeds to grow on her farm.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 31, 2009
Sep 1, 2009
Currency Exchange Loss:
May 15, 2010