A loan of $1,650 helped a member to purchase baby livestock to raise and sell in future.

Ratna Sari Group's story

Ni Putu Ariani - (-) is a 29-year-old woman living in the town of Banyubiru. Ni Putu Ariani is the group leader of a 15-member group loan offered by DINARI. While each member of the group receives an individual loan, they all are responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is Ratna Sari (DNR.M-0590).

Ni Putu Ariani is married and has 1 infant child. To make a living, Ni Putu Ariani owns and operates a business venture in the agriculture sector, raising livestock. The main source of income for the business comes from raising pigs for sale. Ni Putu Ariani has been engaged in this business for over 3 years and earns approximately 200.000 IDR a month from these activities.

In 2008, Ni Putu Ariani joined DINARI to gain access to financial services to help improve her living situation and ability to engage in business activities. Ni Putu Ariani is now requesting a new loan of 1.100.000 IDR which will be used to purchase baby livestock to raise and sell in future. This will be the 3rd loan taken out by the borrower from DINARI. Ni Putu Ariani plans to use the additional revenue generated from the business to financially support immediate members of her family. Ni Putu Ariana's husband is pictured in the above photograph.


The mission of DINARI is to strive for the preservation of the environment, to empower the poor, and to provide socio-economic development opportunities to small business owners.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in Bahasa while providing quality and accurate information to Kiva lenders.

In this group: Putu Ariani, Gusti Kadek Sari, Dewa Komang Ariani, Putu Ariani, Gustiayu Retiniwati, Ni Ketut Murni, Gusti Ayu Kade Sutami, Jero Made Arsa, Ayu Kade Gandri, Ayu Komang Widiasih, Dewa Ayu Komang Artini, Dewa Ayu Komang Suarmi, Ni Komang Sutari, Jero Ketut Susun, Desak Komang Manik*
*not pictured

Loan details

Lenders and lending teams

Loan details