A loan of $1,000 helped a member to invest in expanding the business.


Artha Sari Group's story

Ni Putu Sumiarti - (-) is a 55 year-old female living in the town of Sumbersari - Melaya. Ni Putu Sumiarti is the group leader of a 7-member group loan offered by DINARI. While each member of the group receives an individual loan, they all are responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is Arta Sari (DNR.M-0588). Ni Putu Sumiarti is married and has 3 adult -aged children. To making a living, Ni Putu Sumiarti owns & operates a business venture in the agriculture sector raising livestock. While not the only means for generating revenue, the main source of income for the business comes primarily from raising pigs for sale. Ni Putu Sumiarti has been engaged in this business for over 5 years and earns approximately 600.000 IDR a month from these activities. In 2009, Ni Putu Sumiarti joined DINARI to gain access to financial services to help improve her living situation and ability to engage in business activities. Ni Putu Sumiarti is requesting for the first time a loan from DINARI. She is now requesting a new loan of 1.400.000 IDR which will be used to invest in expanding the business. The loan will be the 1st loan taken out by the borrower from DINARI. Ni Putu Sumiarti plans to use the additional revenue generated from the business to financially support immediate members of the borrower's family. About DINARI: The mission of DINARI is to strive for the preservation of the environment, to empower the poor, and to provide socio-economic development opportunities to small business owners. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in Bahasa while providing quality and accurate information to Kiva lenders.

In this group: Ni Putu Dwi Astiani, Ni Made Winati, Ni Ketut Susiani, Ni Made Menuh, Ni Putu Sumiarti, Ni Ketut Marsih, Ni Made Rai Ratini



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