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Berta Hilda
This young woman, Bertilda P., is 25 years old and lives in the neighborhood of San Pedro, located in the municipality of Ticuantepe with her husband and step-son. She works as a carrier to help with the household expenses. She takes care of a one-year old boy. Her plans for her family are to eventually buy some land and build her own house, as she is currently living with her mother. She has been selling fruits and vegetables for 3 years, which she began with her own savings and now with loans for supplying the general public. The main difficulty that presents itself is the lack of financing. With the loan she is going to buy fruits and vegetables to be able to maintain her business and be able to offer her customers variety. She also hopes to capture new customers. She is thankful to the institution for the financing that makes possible prosperity in Nicaraguan families.
View original language description ↓
La joven Bertilda P. tiene la edad de 25 años habita en el barrio San Pedro ubicado en el municipio de Ticuantepe , junto a su esposo eh hijo el esposo de ella trabaja como transportista para apoyarle con los gastos del hogar , ellos tiene a su cargo a un niño de un año de edad , los planes para su familia es llegar a comprar un terreno y construir su casa ya que ellos actualmente vive con su mamá , ella desde hace tres año se dedica al comercio de venta de frutas y verduras ,el cual inicio con ahorros propios y ahora con prestamos para abastecer al publico, la mayor dificultad que se le presenta es la falta de financiamiento . Con el préstamo va a comprar frutas y verduras para poder mantener su negocio y poder ofrecer a sus clientes variedad. También espera captar clientes nuevos. Da las gracias a la institución por el financiamiento ya que hace posible la prosperidad de en las familias Nicaragüenses.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,754,375
    Funds lent in using Kiva
  • 20.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Berta Hilda to buy fruits and vegetables to offer her customers a variety of products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 19, 2009
Sep 1, 2009
Currency Exchange Loss:
Sep 15, 2010