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Nenita A., 34, lives in a shanty village near the Manila Bay in Parola, Binondo. Her husband works as a truck helper for a cargo company. They have 4 children, all of whom are in grade school.

Nenita has a general store. She opened her store two years ago, but it has already grown from a small store with only a few items to sell to what it is now. Nenita makes at least P9, 000.00 net sales per month, which she uses to pay for her family's basic daily needs including children’s education.

She dreams of seeing all four of her children finish their studies until college, because it was her challenge to get to college.

Nenita joined the Center for Community Transformation (CCT) Credit Cooperative in June 2007. She belongs to the Intramuros Branch. She is now on her 5th loan cycle. Nenita applied for a P10, 000.00 loan from the cooperative to expand her general store. She is buying more items to sell.

About CCT

The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ.

CCT is a member of the Five Talents family.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 359
    View loans »
    Philippines Loans Fundraising
  • $70,814,925
    Funds lent in using Kiva
  • 48.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Nenita to purchase more items to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Aug 12, 2009
Aug 26, 2009
Currency Exchange Loss:
Dec 15, 2009