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Justine's Group
In this Group: Justine, Teddy, Margaret, Penina
Justine is 39 years old and the leader of her lending group in Namugongo. She is a single mother with four children, ages 24 to 14 years, and she takes care of five dependents, including orphans and parents. She is a business lady with a clinic in Bulooli trading centre that she has owned for 11 years, and she is able to make 45,000/= as profits a week. She is a friendly person and this has enabled her to better take care of her patients and the general public. She strives to develop her business more as well as educate and build her home and family well. She needs a loan to be able to buy more drugs so as to increase her capital base.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 131
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,053.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Justine's Group's $975 loan helped a member buying more drugs for her clinic.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 20, 2009
Aug 26, 2009
Currency Exchange Loss:
Jan 15, 2010