A loan helped to buy embroidery raw material such as thread, fancy cloth, sequins, and pearls of various colors in advance, to have in stock for her embroidery business.


Razia's story

Razia is a 56-year-old woman who lives with her spouse in the area of Muzzafargharh, Pakistan. She has six children. Her husband is responsible for fulfilling the needs of the entire family, but Razia has been running an embroidery business for five years to meet other expenses.

Her native language is Punjabi, which she speaks with her family, and she speaks Urdu culturally and for her business. They live in their own house, made of brick, that has drinking water, electricity, and plumbing.

Her embroidery business is very famous in the area, and that is the reason it runs well. Due to good customer relations, her business has increased. Razia wants to meet the demand for bridal dresses. That is why she wants to buy thread, fancy cloth, sequins, and pearls of various colors in advance, to have in stock.

She requires some capital to buy the desired items but does not have sufficient cash on hand. The challenge Razia is facing is to have sufficient capital to run the business and be able to support her family in its present form.

Therefore, Razia humbly requested a loan from BRAC Pakistan. Through this loan, she will be able to buy the thread, fancy cloth, sequins, and pearls of various colors that she needs.

Razia and her family will be thankful to Kiva, its lenders, and field partner BRAC Pakistan for helping them by funding this loan to improve their living standard.


This loan is special because:

It provides financial services in some of the poorest parts of Pakistan.



Loan details


Lenders and lending teams




Loan details