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Vorn K., age 42, is married and has seven children. She lives with her husband and children in Takeo province. To make a living, she is engaged in a business of producing a cow and buffalo ties, earning approximately US $3 per day. Her husband has to travel to the city to work as a construction builder, earning an income of US $3 per day which is the primary source of income for the family. The family is also assisted by three of the children who are currently employed in a local garment factory with the income of US $3 each.

The financial crisis has been difficult for business in Cambodia this past year. This factor has played into a difficult economic year for much of the country, K. included. The country's economic struggles always seem to affect the poor the most. In light of the country's economic difficulties, K. is seeking to increase her income. She is asking for a loan of US $1200 to purchase a motorbike to transport her animal ties to sell at the other villages in the province. By doing so, she hopes she will be able to generate more income and save more money to raise a good standard of living.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 79
    View loans »
    Cambodia Loans Fundraising
  • $41,806,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Vorn motorbike purchase.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 19, 2009
Aug 24, 2009
Currency Exchange Loss:
Feb 15, 2010