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A 61-year-old woman, Oam H., is a widow and lives with her five children in Siem Reap province, Cambodia. She is a diligent mother, wo is her family’s main source of support since her husband passed away many years ago. Oam H. sells a variety of vegetables at the outdoor market in her area. She typically makes an average of $5 each day. Three of her children, therefore, work at one of the restaurants in the city as waiters, and the rest attend school. Her hard work and the progress of her business motivate her to go ahead in order to meet her clients’ needs. Currently Oam H. ( in the photograph she is the woman sitting on the left side) is requesting a loan in the amount of $700 to increase her inventory and purchase a motorcycle for her business transportation.

In the future, Oam H. hopes to save sufficient money to expand her vegetable stand into a larger one so that she is able to increase her inventory as well as satisfy her customers.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 171
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Oam to purchase more vegetables for her inventory and a motorcycle for her business transportation.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 14, 2007
Jun 29, 2007
Currency Exchange Loss:
Jan 30, 2008