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Kak L. N., age 26, is a widow and has a school-aged child. She lives with her sister and her child in Phnom Penh City. To make a living, she works in a local garment factory, earning approximately US $3 per day. The family is also assisted by her sister who sells various kinds of fruit and grilled corns.

The financial crisis has been difficult for business in Cambodia this past year. This factor has played into a difficult economic year for much of the country, N. included. The country's economic struggles always seem to affect the poor the most. In light of the country's economic difficulties, N. is seeking to increase her income. She is asking for a loan of US $200 to purchase more various kinds of fruit to expand her sister's business. By doing so, she hopes she will be able to generate more income and raise a good standard of living.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 211
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Kak buy more fruit.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 20, 2009
Aug 24, 2009
Currency Exchange Loss:
Feb 15, 2010