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Virginia is 30 years of age. She is married to Gilbert B. who is a simple farmer. They have two children: Jay Lord who is 10 years of age and Jayson who is 4 years old. Her eldest child is already attending primary school while her youngest will soon enter pre-school. Her family lives in the simple village of Barangay Pulay of Luna, Isabela.

She has managed a livestock business for almost a year and because of a lack of financial capital, she is requesting a loan from Kiva lenders in the amount of PHP5,000 to be able to maintain the business. As a beginner in managing a business, Virginia believes that having enough capital will be a great factor in somehow becoming successful in the business. She also believes that “great things begin from humble beginnings” and now her main principle in life is to become successful in the future from her chosen business of hog raising.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 359
    View loans »
    Philippines Loans Fundraising
  • $70,814,925
    Funds lent in using Kiva
  • 48.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Virginia business Capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 25, 2009
Aug 24, 2009
Currency Exchange Loss:
Feb 15, 2010