A loan helped a member to buy clothing, cleaning products and make-up to sell.


Estamos Juntos I Group's story

The Estamos Juntos group has been a customer of the Banco do Povo Crédito Solidário (BPCS) for 3 years. The group is made up of 4 people who live in Mauá in Sao Paulo.
Francisca works selling bed linen, table linen and swimwear. She'll use the loan to restock and fulfill orders.
Hilda offers beauty treatments and manicures. She needs the loan to buy personal care products such as nail files, nail polish and wax, to use in her customers' beauty treatments.
Marcos works with teaching materials and he needs the loan to buy books and educational magazines for children.
Girlene is the leader of the group. She has worked selling clothing for more than 4 years and is a happy person with lots of goals. She works in order to gain financial independence and help maintain her family. She will use the loan to buy clothing, cleaning products and make-up to sell, and with the extra income she will buy yet more goods.
As a whole, the group will invest in working capital and expansion of its activities, as well as to help its families. They are grateful for support from investors.

In this group: Francisca, Girlene, Hilda, Marcos

Translated from Portuguese by Kiva volunteer Susie Jackson.


This loan is special because:

This is one of few affordable credit options for low-income borrowers in São Paulo, Brazil.



Loan details


Lenders and lending teams




Loan details