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Nelly D. is 48 years old. She lives in Maricaban, Pasay City with her husband Elvin, 30, who works as a driver. They have a child in elementary school.

Nelly opened a sari-sari (general) store three years ago, the same year she joined the Center for Community Transformation (CCT) Credit Cooperative. Loans from the cooperative have helped her grow her store and helped her meet her family's daily, basic needs. From her sari-sari store, Nelly has a monthly profit of P7,500.

Nelly is working hard to support her child's education. She wants to see her child finish college, which Nelly wasn't able to do herself.

About CCT
The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 405
    View loans »
    Philippines Loans Fundraising
  • $65,913,675
    Funds lent in using Kiva
  • 48.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Nelly to buy more inventory for her store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 3, 2009
Aug 24, 2009
Currency Exchange Loss:
Feb 15, 2010