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Nen T. V., age 37, is a widow and has a young child. To make a living she is engaged in the business of selling vegetables (bean sprouts) at a market in the city, earning approximately US$8 per day. This amount is the primary source of income for the family. The family income is also assisted by her child who is currently employed in a local garment factory with an income of US$2 per day.

The financial crisis has been difficult for businesses in Cambodia this past year. This factor has played into a difficult economic year for much of the country, V. included. The country's economic struggles always seem to affect the poor the most.

In light of the country's economic difficulties, V. is seeking to increase her income. She is asking for a loan of US$800 to purchase more vegetables and a motorbike she will use to purchase vegetable to sell.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 79
    View loans »
    Cambodia Loans Fundraising
  • $41,825,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Nen to buy a motorbike for her business and more vegetables to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 12, 2009
Aug 24, 2009
Currency Exchange Loss:
Jan 16, 2011