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Zoya is married with two children. She sells clothing at the central market in Novomoskovsk and has been in this business for ten years. During this time she has obtained many repeat clients that buy clothing from her.

There is a high demand for this type of goods, so Zoya is going to continue developing her business. She has got enough energy and enthusiasm for this.

Zoya would like to borrow 12,000 UAH to increase her assortment. She hopes to increase her sales and make additional income for her family.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.4
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Zoya to increase her inventory.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 24, 2009
Aug 23, 2009
Currency Exchange Loss:
Feb 15, 2010