A loan of $500 helps to buy new cosmetic products such as facial cream, bleach cream, nail polish, hair color and lotion for her beauty salon.


Fozia's story

Fozia is thirty-two years old and lives in the area of Lahore, Pakistan. She is the mother of two sons.

Fozia runs a beauty parlor from home and is an expert in make-over services. Most of her clients are from the neighborhood and appreciate her services.

With the passage of time, her beauty products have run out, and now she wants to buy more beauty products for her beauty salon. Therefore she has requested this loan from Kiva’s field partner, BRAC Pakistan, so she will be able to buy new cosmetic products such as facial cream, bleach cream, nail polish, hair color, lotion, etc.

Fozia wants to establish a parlor in the main market of town because she wants to enhance her income. She thanks Kiva and its field partner, BRAC Pakistan.


This loan is special because:

It provides financial services in some of the poorest parts of Pakistan.

Akshay Regmi, Kiva staff

Akshay Regmi
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

Loan details



Repayment schedule