A loan of $2,500 helped to purchase seeds and fertilizer.

Habib's story

P. Habib lives with his family in Istaravshan town. Through much effort he dedicates himself to the production of grapes. He tends to his crop himself, with the help of his son.

One of Habib’s biggest problems is the harvesting of his product and, due to distance, he sells his crop piecemeal which reduces his income which he uses to support his family.

Habib has asked for a loan of 2,500 USD that will be used for the purchase of seeds and fertilizer. This will allow him greater earnings which, in turn, would improve his family’s standard of living. His biggest desire is to participate in this future venture so he can improve his profits and provide a better life for his family.

More about Tajikistan and IMON International
Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium B.C. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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