A loan of $175 helped to purchase additional products to sell.


Ederliza's story

Ederliza B. is from the village of Puerto, Lurugan Valencia City. She is 48 years old. Ederliza is married and has 6 school-aged children. To make a living, Ederliza owns & operates a business running a sari-sari (variety) retail shop. The main source of income for the business comes from selling a variety of different products in the local community. Ederliza has been engaged in her business for over 10 years and earns approximately 3,000 PHP a month for these activities.

In 2008, Ederliza joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Ederliza has successfully repaid a previous loan from HSPFI. This previous loan was used as additional working capital. Ederliza is requesting a new loan of 8,000 PHP which will be used to purchase additional products to sell. This loan will be the 4th loan taken out by Ederliza from HSPFI. She plans to use the additional revenue generated from the business to supplement the income of the family.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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