A loan of $1,625 helped a member to buy charcoal for resale.


Joyce's Group's story

Joyce K. is the leader of her lending group in Mukono. She is a widow with 7 children. Four of them attend secondary school, one is in her second year at the University, another is taking a course, and another is out of school.

Joyce is a businesswoman who has been selling charcoal from her home in Kyaliwajjala for a very long time. She says that although this is her first loan with Pearl Microfinance, she and her husband had taken out loans before he died and the loans helped them with both their business and family. She now requests a loan to buy more bags of charcoal from the villages so that she can resell it at a profit. With the income she will help pay the school fees for her children.

In this group: Joyce, Immaculate, Resty, Harriet, Betty, Agnes, Peter, Reagan, Edward*, Rose, Ruth, Kasifa*
*not pictured


Loan details


Lenders and lending teams



Loan details