A loan of $500 helps to buy more stock of rice, sugar, milk, flour, and other items.


Margaret's story

Margaret is a married woman. She has four children. She describes herself to be humble. She operates a retail business where she sells sugar, rice, sugar, milk, and other items. She has been involved in this business for 8 years. Her business is located in a good area and her primary customers are locals. She describes her biggest business challenge to be inadequate working capital.

Margaret will use the Kes 50,000 loan to buy more stock of rice, sugar, milk, flour, and other items. This is her fifth loan with SMEP Microfinance Bank. Previous loans were repaid successfully.


This loan is special because:

It enables rural borrower access to funding at competitive rates.

Newton Nthiga, Kiva staff

Newton Nthiga
Kiva staff


Loan details


Lenders and lending teams






Repayment schedule

Loan details



Repayment schedule