A loan of $975 helped a member to buy fertilizer to make her crop more productive.

Mrs. Oeurn Mak Village Bank Group's story

This village bank loan group consists of thirteen people who are located in Prey Chheu Teal village in Takeo province. Mrs. Oeurn M. is the village bank president who has been selected by the other members.

Mrs. Oeurn M. raises pigs. She also owns a piece of land on which she cultivates rice. For this plantation, she needs a loan to buy fertilizer to support the field to make her crop more productive.

Mrs. Oeurn M. is 49 years old and the mother of three children who are enrolled in the local school. Her husband, Mr. South Chorn, is a policeman.

Mrs. Nget P. did not come to take her loan but her husband did, so he is presented in the picture instead.

All the members in this group loan have end-of-term (EoT) loans so they are not required to pay any principal on the loan until the very end of the loan term. EoT loans are AMK’s main product because they are the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make their payments many months before the end of the loan term. Almost all of AMK’s client make their payments on time. AMK has a delinquency rate of only 0.09% and a default rate of 0% on Kiva.

In this group: Oeurn, Nget, Saron, Ly, Raoth, Mom, Mom, Vy, Du, Pov, Son, Phon, Savy
*not pictured

Loan details

Lenders and lending teams

Loan details