Margaret A. sells fish, which she buys from fishermen at the seashore and then sends to the market to sell at Elmina. Behind her are the ovens on which she smokes her fish. Margaret has no educational background. She is single with three grandchildren. Margaret has been selling fish since 1980. She is responsible for paying the children's school fees and also pays the family's rent. Her loan will be used to buy fish in larger quantities to sell at the market. She hopes to use the new profits from her business to educate her grandchildren.