A loan of $350 helped a member to ask for a loan to buy fertilizer to support the field to make her crop more productive.


Sokha's Group's story

Mrs. Sokha K. is a group leader of four members who all live in Thuoch village in TaK. province. She is a pig breeder. Her husband, Mr. Saom Bros, is a construction worker. This couple has 2-hectar field of land to cultivate rice. In this plantation, they face an obstacle because their field is infertile which it is a bad to affect to their crop. In order to solve this problem, Mrs. Sokha K. decided to ask for a loan to buy fertilizer to support the field to make her crop more productive. She is 21 years old and the mother of a child who is too young to work or study.

All the members in this group loan are end-of-term loans so they are not required to pay any principal on the loan until the very end of the loans term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make their payments many months before the end of the loan term. Almost all of AMK’s client make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Sokha, Sokhon, Rem, Srey



Loan details


Lenders and lending teams



Loan details