A loan of $425 helped to pay for 2 bundles of fish nets, 60 pieces of bamboos, fingerlings, transportation and labor costs.


Amerina's story

Amerina D. is a native of the remote island village in the town of Binangonan, Rizal province in the Philippines. She is 43 years old and married to Joselito who is a fisherman and 38 years old. She is a mother to an only son James Michael who is 3 years old. In her village, people are busy in looking for living. You cannot see malls, and other luxurious and tempting establishments. In 2006, she joined ASHI(Ahon Sa Hirap, Inc.), an MFI and KIVA partner in the Philippines with aspirations of bringing hope for her family to start a business of her own. Her previous loans was used by her husband as her business partner as rolling capital in making boats. Until now they are still making boats when there are orders but not now their primary business. Just more than a year ago, she shifted her business into fishing with fish cage. And it brings her good income. Her husband is also her business partner. They found it to be profit -sounded. Now on her 4th loan, she proposes a loan of 20,000 pesos as additional capital for her fish cage business. Specifically, the loan will be used to pay for 2 bundles of fish nets, 60 pieces of bamboos, fingerlings, transportation and labor costs. The fingerlings will be cultured in the fish cage until it will be ready to harvest. They will sell fishes in the market and sometimes will go directly to their fish cage to buy fish. She believes that her business will grow and she dreams of putting-up additional fish cages for bigger income. She also aspires of sending her child to school until he finish college and find job. Also, she dreams of having durable and spacious house someday.



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