A loan of $3,525 helped a member to buy grocery products to expand her second child’s business.


Mrs. Long Hong Un Village Bank Group's story

Twenty-five people living in Pou Roung village in the Takeo province comprise this village bank loan, and they will use the loan for various purposes. Mrs. Long H. U. is a 50-year-old village bank president. She is a farmer, and owns land to cultivate rice and vegetables. Her husband, Mr. Kiev MoeU., is a policeman. The couple has three children, one of whom is a laborer, another is a grocer, and the third is attending the local school. Mrs. Long H. U. is applying for a loan to buy more grocery products to expand her second child’s business.

Fifteen members in this group have end-of-term loans, and the rest have monthly payment loans. End-of-term (EoT) loans do not require principal payments until the very end of the loan term. End-of-term loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. This type of loan allows the members to repay portions of the principal whenever they are financially able. Most clients start making payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Long Hong, Mao, Phorn, Touch, Yoeun, Khon, Un, Chan, Thorn, Vannak, Sruy, Mao, Pov, Sinat, Sngoeung, Bona, Soeurn, Man, Khon, Rum Khan, Saroeun, Ry, Chhoeun, Nhor, Pav
*not pictured



Loan details


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Loan details