A loan of $2,600 helped a member to buy more fishnets to add to his fishing gear.


Mr. Moa Soeun Village Bank Group's story

Eighteen people living in Preaek Ta Kaev village in Kandal province comprise this village bank loan, and they will use the loan for various purposes. Mr. Moa S. is the 40-year-old village bank president. He is a fisherman. His wife, Mrs. M. San, is a fish seller in the local market, selling her husband's catch. Now Mr. Moa S. decided to ask for a loan to buy more fishnets to add to his fishing gear. He has six children, one of whom is a security guard in a garment factory while four are enrolled in the local school and the youngest one is too young to work or study.



Five members in this group loan have end-of-term loans and the rest have monthly payment loans. The EoT borrowers are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Moa, Moa, Sok, Phon, Sam Bath, Sam Aun, Sokhom, Tha, Lo, Sinan, Sareth, Khon, Vet, Chanthou, Choun, Sok Chan, Sa Vieoun, Sokha



Loan details


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Loan details