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Jhoniffer is 27 years old and married to Gladys when they were only 16 years old. They now have three children and they are all studying. He operates a passenger tricycle in the village at San Ignacio, Quirino, Isabela.

Jhoniffer is patient in maintaining his tricycle transport business in order to give his family with their daily needs and in supporting the education of their children. He is also glad that his parents gave him a small farm which is also their source of additional income. For the maintenance of his motorcycle business, he is now asking for a business capital of PHP4,000.00 from the Kiva lenders. He hopes that they will give him the chance to improve his business for the welfare of his family.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 382
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 48.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $100 helped Jhoniffer additional Capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 24, 2009
Aug 18, 2009
Currency Exchange Loss:
Feb 15, 2010