Las Estrellitas De Marquez Group
She learned about the group after she was invited to join. She is currently the president, and has held this post for a year-and-a-half.
She states that she started out selling beauty products. She used to sell the products that she had in stock. She first set up a mini bazaar where she sold her products, concurrently selling gifts and candy to get by. She worked so hard that she would sometimes stay until midnight. For a while, she was also a street vendor at a market, selling her beauty products. She did this in order to improve her household income and collaborate with her husband in obtaining a plot of land on which they can start building their house. After much hard work, they managed to obtain the car that her husband uses for work. The company for which he used to work went under and he was left unemployed.
Ms. C. feels very proud of her achievements because she has been able to improve her and her family’s quality of life. This business has allowed her to proviD. her 4 children with a better education. She is currently helping her daughter who is attending college. She will invest part of this EDAPROSPO loan in her business, and the other part in building her house so that she can rent out rooms, thus assuring her family’s future.
* Ms. C. is sitting in this picture, surrounded by her fellow group members.
Marciana C. D. Martínez tiene 60 años es casada con 4 hijos, vive en Márquez Callao.
La señora Marciana integra el grupo ALCOM LAS ESTRELLITAS D. MARQUEZ, conformado por 12 socias.
Conoció al grupo mediante una invitación donD. la animaron a formar parte actualmente es la presidenta y lleva en ese cargo año y medio.
Ella nos cuenta que empezó vendiendo productos D. belleza, ofrecía los productos que tenia en stock se inicio con un mini bazar donD. exhibía sus productos ala vez que se ayudaba con la venta D. regalos y gaseosas. su labor era tan sacrificada que muchas veces se quedaba hasta las 12 D. la noche, por un tiempo fue ambulante en un mercado llevando sus productos D. belleza, esto lo hacia con el fin D. mejorar la economía D. su hogar y colaborar con su esposo en la adquisición D. un terreno para su vivienda y la construcción D. este mismo, con el esfuerzo D. ambos lograron adquirir un auto con el cual trabaja su esposo ya que la empresa para la cual laboraba quebró y quedo sin trabajo.
La señora marciana se siente orgullosa D. los logros obtenidos ya que mejoro su calidad D. vida y la D. su familia, Este negocio le ha permitido brindarle una mejor educación a sus 4 hijos actualmente apoya a su hija q estudia una carrera.
Con el préstamo que EDAPROSPO le otorgara invertirá una parte en su negocio y otra parte para avanzar en la construcción D. su casa para poder alquilar cuartos y D. esta manera asegurar su futuro y el D. su familia.
* La señora Marciana C. D. Martínez aparece sentada rodeada del grupo
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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