A loan of $600 helped a member purchase products to increase their businesses.


Flor De Pino Group's story

The Group “Flor de Pino” (Pine Blossom) originates from the San Pedro region, which is part of the town of Ticuantepe and adjacent to the district of Nindiri. Because of their location, the group members find it relatively easy to travel from Nindiri to Managua. The four members of the group are as follows: Doña Ana Julia V. M., Doña Paula Nelis L. H., Doña Edda del Carmen M. L., and Marvin de Jesús H. A..

Doña Ana is the senior member of the group. She is 44 years old and the group coordinator. She instills confidence in the other members. Even though they are quite young, they embrace taking up much responsibility.

Doña Ana makes and sells corn tortillas in her neighborhood. She learned this skill three years ago thanks to a neighbor who taught her how to make them and motivated her to start selling them. She started her business with the help of her husband, who works for a company as a winemaker. His salary alone was not enough for them to provide the necessary conditions for their children to succeed.

Seeing that she had the support her husband, Doña Ana decided to continue her business. Thanks to both of their incomes, their 18 year old daughter is in college shaping her own future. Their two younger children will have the same opportunity to do likewise.

With the help of her loan, Doña Ana wants to begin selling a variety of other products. This is why she started the “Pino de Flor” group. The members have maintained an excellent credit record.

Doña Paula sells all types of clothing based on customer requests. Doña Edda is an Avon cosmetics distributor. Marvin sells chicken in different parts of the region.

In this group: Ana Julia, Paula Nelis , Edda Del Carmen , Marvin De Jesús
*not pictured

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Translated from Spanish by Kiva volunteer Ronan Reodica



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