A loan of $300 helps to increase her husband's crockery business inventory.


Fozia's story

Fozia is a 23-year-old woman living in the area of Rawalpindi, Pakistan.

Her husband owns a small crockery store, in which he sells utensils and crockery items such as plates, dishes, tubs, jars, glasses, jugs, mugs, baltis, cauldrons and buckets.

Fozia and her husband are seen in this photo with some crockery items.

Fozia is a mother of two children, and her husband is the singly responsible person who has to feed them.

He has only one source of income. He has to afford the expenses of utility bills and household expenses alone. The condition of his house is not up to the mark according to the living standard.

Her husband wants buy more inventory to sell because most of his female customers purchase utensils in large quantities for making dowries. For this purpose, more inventory is required to cope with the sudden increase in the demand.

Fozia requested a loan from Kiva’s field partner’s BRAC Pakistan for her husband so he can buy utensils and crockery items to generate more income.

Fozia is very thankful to the Kiva’s field partner BRAC Pakistan because they showed a beam of hope to fulfill her desires.


This loan is special because:

It provides financial services in some of the poorest parts of Pakistan.

Akshay Regmi, Kiva staff

Akshay Regmi
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

Loan details



Repayment schedule