A loan of $400 helped to buy embroidery raw material such as thread, fancy cloth, sequins, and pearls of various colors in advance to have in stock for her embroidery business.


Naseem's story

Naseem is a 48-year-old woman who lives with her spouse in the area of Muzzafargharh, Pakistan. She is a mother of six children. Her husband is responsible for fulfilling the needs of the entire family, but Naseem has been running an embroidery business for five years to meet other expenses. Her native language is Punjabi, which she speaks with her family, and she speaks Urdu culturally and for her business. They live in their own house made of brick that has drinking water, electricity, and plumbing.

Her embroidery business is very famous in the area, and that is the reason her business runs well. Due to good relations, her business has increased. Naseem wants to meet the demand for bridal dresses. That is why she wants to buy thread, fancy cloth, sequins, and pearls of various colors in advance to have in stock. She requires some capital to buy the desired items but does not have sufficient cash on hand.

The challenge Naseem is facing is to have sufficient capital to run the business and to be able support her family in its present form. Therefore, Naseem humbly requested a loan from BRAC Pakistan. Through this loan, she will be able to buy the thread, fancy cloth, sequins, and pearls of various colors that she needs.

Naseem and her family will be thankful to Kiva, its lenders, and field partner BRAC Pakistan for helping them by funding this loan to improve their living standard.


This loan is special because:

It provides financial services in some of the poorest parts of Pakistan.



Loan details


Lenders and lending teams




Loan details