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A loan of $525 helped products for a general store.

Doris Marlene's story

Doris has a small home-based grocery shop. Doris has had her shop for two years and has invested all of her recent loans from Manuela Ramos, a Kiva field partner, in products to sell. She will do the same with his loan of 1500 soles. When Doris first started working with Manuela Ramos in 2004, she sold only beer, soft drinks and popsicles. Now that she has her little store, she sells many other items.

Doris is married and has three children, ages 23, 20 and 13, and a two-year-old granddaughter, all of whom live with her. Doris’s husband is a regional salesman for a company based in Lima, the capital of Peru.

Doris's business has been doing reasonably well. She manages to repay her loans without problems and is very careful to request only as much as she knows she can repay.

Doris tends to sell more when school is in session. Many students walk by her shop on their way to class and stop to buy snacks. Doris uses all of the profits from her shop to help her family, particularly her children. Doris feels that her credit from Manuela Ramos has helped her a lot. Although representatives from many other small banks and microfinance institutions have come by her shop to offer her loans, she wants to work only with Manuela Ramos.

In this short video clip, Doris talks about her goal of expanding both the size of her shop and the types of groceries that she offers.

Loan details

Lenders and lending teams

Loan details