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The two people shown in this picture over are Yoeum P. and her husband. This older couple established a small family home years ago in the middle of the best territory of the capital city of Phnom Penh, and they have given birth to seven children, two of whom are married. Three of their children are employed at a variety of occupations: one is a vegetable seller, one sells clams, and one is a building worker.

Yoeum P. currently sells different kinds of vegetables in the market to earn a living, and her husband assists her in selling her produce. Recently, the family has been facing a big problem: the area surrounding their house is full of bad water due to the coming heavy rain season. For this reason, Yoeum P. would like to obtain a loan of $800 from Kiva’s partner HKL and will be using this loan to purchase a piece of land to make up for the poor land surrounding their property.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 105
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Yoeum to purchase a piece of land to cover the bad place.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2009
Aug 18, 2009
Currency Exchange Loss:
Aug 16, 2010