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Mrs. Roatha Chhun Village Bank Group
In this Group: Roatha, Kheam, Khorn, Lay, Chhon, Narin, Chhary, Sok Khorn, Koem Sry, Sokha, Suo Sdei, Sao, Laom
ThirteE. people who all live in Pou Roung village in Takeo province make up this village bank loan, and they will use the loan for different purposes. Mrs. Roatha C. is the village bank president, and she is a farmer who owns a small piece of land where she cultivates rice to earn a living. Aside from this planting, she is a grocery store owner in the local village. Her husband, Mr. Thoang Nimun, helps her in the rice farming.

Although Mrs. Roatha C. and her husband try to work hard, they still earn too little income to support the family. Thus, Mrs. Roatha C. decided to ask for a loan to buy a cow to start up a cow-breeding business. Mrs. Roatha C. is 39 years old and the mother of three childrE. who are all attending the local school.

ElevE. members in this village bank loan have end-of-term loans so these persons are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make their payments many months before the end of the loan term. Almost all of AMK’s client make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 61
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • 4,100.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Roatha Chhun Village Bank Group's $1,600 loan helped a member to buy a cow to start up a cow-breeding business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 28, 2009
Sep 1, 2009
Currency Exchange Loss:
Aug 15, 2010