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Juana Adilia
Sra. Juana Adilia, 39, lives in the Villa Reconciliacion neighborhood of Managua. She is single. She operates a restaurant in her house that she started nine years ago with her own savings and funds provided by her former husband. She will use the loan to repair the roof over the dining area, work that will improve conditions for both her customers and her family during the heavy rains this winter. She would like to invest more in the business in the future. She is grateful to Afodenic for making it possible to improve her house.
View original language description ↓
La señora Juana Adilia de 39 años de edad, reside en el barrio Villa Reconciliación en la capital de Managua, soltera, su negocio es una comideria que desde hace nueve años administra el cual inicio con fondos que su exposo dio y ahorros que tenia, con el préstamo comprara zinc para cambiar el techo donde tiene el comedor y poder estar en las mejores condiciones con su familia y buena atención a sus clientes, ya que se le pasa con las lluvias que caen en este invierno, a futuro es poder invertir mas en la comideria. Da las gracias Afodenic por los beneficios alcanzados en hacer las mejoras a su vivienda.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,754,375
    Funds lent in using Kiva
  • 20.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Juana Adilia buy construction materials for roof repair.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 4, 2009
Aug 15, 2009
Currency Exchange Loss:
Apr 15, 2010