A loan of $575 helped cement, sand and rocks for construction.

Xavier's story

Xavier P. is 47 years old and is from Montepuez in the Cabo Delgado province. He is married and has 3 children: the oldest is 18 and is a student, the middle child is 10 and is also a student and the youngest is only 3 months old. They live in their own home in Boane and he sometimes attends 7th grade classes. His schooling was interrupted when he had to fulfill his obligatory military service. He maintains his family with his wife’s help, who works as an EPC service agent in Namaacha. He was born in Montepuez and in 1987 he moved to Maputo for his military service. Xavier has been an insurance agent (SINER insurance) at the EDM branch in Boane for the past 8 years. This is his fourth loan with Hluvuku. His previous loans were for 9.200,00MT, 10.500,00MT and 13.000,00MT, which he used for basic goods, business and housing needs. All of his loans were repaid without any problems. With this loan of 15.00,00MT he wants to buy cement, sand and rocks to finish his project. His biggest challenge is finishing this project. He pledges to repay the loan without problems, so that he can continue with future loan cycles to improve his home.

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Translated from Portuguese by Kiva volunteer Rachel Crouch

Loan details

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Loan details