Santa Maria Group
This bank was initiated by a group of women who wanted to develop their small businesses. There are currently 12 members (both men and women). They are in their 4th loan cycle and are engaged in various retail businesses such as jewelry, food, cosmetics, medicines, peach nectar, bread, hand-woven fabrics, mattresses, and other products that require quick access to credit.
Sra. Eloisa M. is the president of the group and has served in this capacity before. She sells food, takes care of her son, and is a very friendly and dynamic person. Through her accomplishments, she has been able to generate an income to help support her household.
Sra. Rosmery F. G. is the group treasurer. She has a local business selling food for lunch and dinner. She has 5 years of experience and also takes care of the household chores. Sra. Rosmery has 2 school-aged children. The other members look up to her as a role model.
Sra. Deisy Amparo G. is the group secretary. She sells shoes and also operates a refreshments stand. She has 4 years of experience and works 12 hours a day, Monday through Saturday. Her work mostly involves attending to the people who visit her business.
La Sra.Eloisa M. es Presidenta del grupo, es antigua como presidenta del Banco D. Emprendimiento Santa Maria. Se dedica a la venta D. comida, atienD. a su hijo, es una persona amigable y muy dinamica, ademas D. ello es una persona cumplida , con los ingresos que percibe ayuda al sustento D. su hogar.
La Sra. Rosmery F. G. es la tesorera del Banco D. Emprendimiento Santa Maria. se dedica al rubro D. venta comida, almuerzo y cena, dentro del rubro tiene 5 años D. antiguedad y tambien realiza labores D. casa. Tiene 2 hijos, a los cuales los hace estudiar, las socias del grupo la consideran un ejemplo.
La Sra. Deisy Amparo G., es la secretaria del BE Santa Maria, se dedica a la venta D. zapatos además D. atender su ventita D. refrescos al mismo tiempo, tiene 4 años D. antigüedad en el rubro, trabaja D. lunes a sabado, 12 horas al día, su trabajo mayormente es atender a la gente que visita su negocio.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid