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Doña Alicia is 43 years old, married, and has 2 children. Her oldest child helps with the household expenses, while the other child is a 12 year old student. She has the support of her husband. Doña Alicia has worked as a nurse at Asuncion Hospital for 17 years.

She is requesting her 8th loan in order to improve her house by adding a porch. It should be mentioned that her previous home improvement loan was used to install a ceramic tile floor, but this is the first time her loan has benefited from Kiva funding.

Doña Alicia’s greatest dream is to continue improving her house because it is the only family asset that she has to pass on to her children when she is gone.

View original language description ↓
Doña Alicia de 43 años de edad es casada, tiene 2 hijos, uno mayor que le ayuda con los gastos del hogar y uno de 12 años en edad escolar, ademas cuenta con el apoyo de su esposo, trabaja como enfermera en el Hospital Asuncion desde hace 17 años; esta solicitando su 8vo credito para mejorar su vivienda construyendo un porche, cabe mencionar que con los creditos anteriores ha logrado mejorar su casa poniendole la ceramica, aunque hasta en este credito sera beneficiada con el fondo Kiva. El mayor sueño de doña Alicia es seguir mejorando su casita pues es el patrimonio que dejara a sus hijos cuando ella falte.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 20.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Alicia construction of a porch.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Aug 14, 2009
Aug 15, 2009
Currency Exchange Loss:
May 15, 2011