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Madina is a 38-year-old divorced woman who has five children between the ages of 9 and 20 years. All of her children go to school.

She owns and lives in a two-room house with six other people. Madina doesn’t take care of any additional family members. There is electricity, but no piped water at her home. The family gets three meals a day. She lives and works in a semi-urban area.

Madina sells charcoal in one of the Kampala suburbs. She uses public transportation to go shopping. Madina sells to an average of 10 people each day and sells to all categories of people. She works seven days a week. Her major monthly expenses include school fees, rent, and food for her family.

She has been in this business for ten years. Madina has been with MCDT for four years and is now servicing her ninth loan with the same group-mates. She wants to use this loan to buy more rice, cooking oil, wheat, flour, sugar, and salt. Madina hopes that her business grow bigger and she dreams of owning a house on the land that she bought with her business profits.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,050.0
    Uganda Shillings (UGX) = $1 USD